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MoonPay Guide

MoonPay is integrated into Rumble Wallet to provide easy cryptocurrency purchases using credit cards, debit cards, and bank transfers.

What is MoonPay?

MoonPay is a leading cryptocurrency payment infrastructure that allows users to buy and sell cryptocurrencies using traditional payment methods. It's integrated directly into Rumble Wallet for seamless crypto purchases.

Supported cryptocurrencies

You can purchase these cryptocurrencies through MoonPay in your Rumble Wallet:

  • Bitcoin (BTC): The original cryptocurrency
  • Tether (USDT): USD-pegged stablecoin
  • Tether Gold (XAUT): Gold-backed cryptocurrency

Supported payment methods

See On-ramp and off-ramp payment methods

Fees and limits

Fee structure

Fees vary and are set by MoonPay.

  • Credit/Debit Cards: a perecentage + fixed fee
  • Bank Transfers: a perecentage + fixed fee
  • Apple Pay/Google Pay: Same as credit card rates

Purchase limits

Limits vary and are set by MoonPay.

  • Daily Limits: Increase with verification
  • Monthly Limits: More for verified users
  • Lifetime Limits: Can be increased with additional verification

Factors affecting fees

  • Payment method chosen
  • Purchase amount
  • Geographic location
  • Network congestion (for crypto delivery)

Verification requirements

Basic verification

  • Email address
  • Phone number
  • Basic personal information

Enhanced verification

  • Government-issued ID (passport, driver's license)
  • Proof of address (utility bill, bank statement)
  • Selfie verification
  • Additional documentation may be required

Benefits of full verification

  • Higher purchase limits
  • Lower fees
  • Faster processing times
  • Access to all payment methods

Supported countries and regions

MoonPay supports customers in 160+ countries, including:

  • United States
  • European Union countries
  • United Kingdom
  • Canada
  • Australia
  • Many others

Note: Availability varies by region and local regulations.

Security and safety

Use of 3D Secure

MoonPay uses 3D Secure to verify card payments and reduce risk of fraud or disputes in your transaction.

Data protection

  • Bank-level security (256-bit SSL encryption)
  • PCI DSS compliant
  • SOC 2 Type II certified
  • GDPR compliant

Financial security

  • Regulated money services business
  • Licensed in multiple jurisdictions
  • Segregated customer funds
  • Regular security audits

Best practices

  • Never share login credentials
  • Monitor your transactions regularly
  • Keep your seed phrase secure

Common issues and solutions

Transaction declined

Possible causes:

  • Insufficient funds
  • Card restrictions on crypto purchases
  • Geographic limitations
  • Daily/monthly limits exceeded

Solutions:

  • Contact your bank to allow crypto purchases
  • Try a different payment method
  • Complete additional verification
  • Wait for limits to reset

Verification issues

Common problems:

  • Blurry or unclear document photos
  • Expired identification documents
  • Address mismatch between ID and billing

Solutions:

  • Retake photos in good lighting
  • Use current, valid identification
  • Ensure billing address matches ID address

Delayed transactions

For card purchases:

  • Usually instant, but can take up to 30 minutes
  • Check transaction status in MoonPay dashboard

For bank transfers:

  • Takes 1-3 business days
  • Monitor email for status updates

Tax considerations

Record keeping

  • Keep records of all purchases for tax purposes
  • MoonPay provides transaction history
  • Consult tax professionals for guidance

Reporting requirements

  • Cryptocurrency purchases may be taxable events
  • Requirements vary by jurisdiction
  • Maintain detailed transaction records

Customer support

MoonPay support

  • 24/7 customer support
  • Email and chat support available
  • Comprehensive help center

Rumble Wallet support

  • For wallet-related issues after purchase
  • Visit our [Support section]
  • Check Common Questions

Getting started tips

First-Time Users

  1. Start with small amounts to test the process
  2. Complete verification early to avoid delays
  3. Understand fees before purchasing
  4. Keep transaction records for your files

Regular users

  • Set up saved payment methods for faster purchases
  • Monitor fee changes and promotions
  • Take advantage of bank transfer lower fees for larger amounts
  • Keep verification documents current

Troubleshooting checklist

Before contacting support:

  • ✅ Verify payment method has sufficient funds
  • ✅ Confirm your identity verification status
  • ✅ Check if your region supports MoonPay
  • ✅ Review transaction limits
  • ✅ Ensure your bank allows crypto purchases