New to Wallet FAQ

Rumble Wallet lets you purchase, hold, send, and receive cryptocurrencies, including:

• Tether: A stablecoin pegged to the US dollar
• Tether Gold: A digital asset where each token represents ownership of one fine troy ounce of physical gold stored in secure Swiss vaults
• Bitcoin: The oldest and most popular cryptocurrency

What can I do with Rumble Wallet?

You can tip your favorite creators, receive crypto from fans, buy and sell crypto via MoonPay integration, and store your digital assets.

How does the wallet work with Rumble video?

Rumble Wallet integrates with your Rumble.com account. Use it to:

• ✅ Tip creators directly from your contact list
• ✅ Enable Tip Jars for fans
• ✅ View your wallet within your Rumble Creator Dashboard
• ✅ Tip creators in Rumble Rants from your wallet

Do I need to install the Rumble Video App to use Rumble Wallet?

No, you just need to install the Rumble Wallet app, but you’ll need a Rumble.com account to register and use the wallet.

Do I need to use biometric authentication to access my Rumble Wallet?

Yes, Rumble Wallet uses passkeys based on biometric authentication to ensure that access to your wallet is secure and tied to your identity.

What is a stablecoin and why does it matter for fans and creators?

A stablecoin is a cryptocurrency designed to track a stable asset, usually 1 US dollar. This makes amounts predictable.

• Fans: Send a $5 or $20 tip without worrying about price swings.
• Creators: Receive tips in a stable amount, plan payouts, and cash out with less volatility.

What is Tether (USDT) and when should I use it?

USDT is the most widely used USD-pegged stablecoin and works on multiple networks (e.g., Ethereum, Polygon, Arbitrum, TON, TRON). It’s ideal for everyday tipping and transfers because it’s fast and low-cost on many networks.

• Fans: Choose USDT for simple, dollar-amount tips and quicker confirmations.
• Creators: Enable Tip Jars to accept USDT; it’s easy to cash out via MoonPay. Always match the sender/receiver network shown in the app.

What is Bitcoin (BTC) good for in Rumble?

Bitcoin is a scarce, market-driven asset. It can be better for long-term holding or larger tips from supporters who want to share upside potential. Fees and speed vary by network; Lightning and Segwit are usually faster/cheaper than on-chain Bitcoin.

• Fans: Consider BTC for bigger gifts or when you want to support with an asset that may appreciate.
• Creators: Accept BTC if you’re comfortable with price movement and don’t need to cash out immediately.

What is Tether Gold (XAUT) and who is it for?

XAUT represents ownership of 1 fine troy ounce of physical gold per token. It gives you gold exposure with the convenience of crypto.

• Fans: Use XAUT to gift “gold value” rather than dollars.
• Creators: Hold a portion in XAUT if you prefer gold‑denominated value. Note: swapping may be limited for XAUT in the app.

How do I choose between USDT, BTC, and XAUT?

• Everyday tips and near-term cash out: USDT (stable, simple, low-fee on certain networks).
• Long-term or larger support with potential upside: BTC.
• Gold exposure: XAUT.

If you’re unsure, USDT is the simplest starting point for both fans and creators.

How is working with cryptocurrency and wallets different from working with cash and banks?

If you're new to cryptocurrency (crypto for short), you can think of it like digital money that is natvie to the internet. A crypto wallet is like a digital safe where you store, send, and receive crypto. It's not a physical wallet, but an app that gives you permissioned access to your funds.

Here are some ways crypto is different from cash.

• Control and responsibility: When you use a bank to hold and manage your money, the bank makes sure that your funds are secure, your checks settle, and has the final say on your balance. In crypto, you are in full control. Your wallet gives you private keys (your seed phrase) that prove ownership. If you lose your seed phrase or share it, your crypto could be gone forever because. Always back up your wallet and use strong security like two-factor authentication.
• Transactions are final: Bank transfers or card payments can often be reversed if there's a mistake or fraud. Crypto transactions are like handing over cash because they're irreversible once confirmed. Always double-check addresses before sending, as typos mean lost funds.
• No middleman needed: Banks act as intermediaries, verifying and processing your money moves, which can take days and involve fees. Crypto works peer-to-peer: you can send it directly to anyone worldwide, often in minutes, without needing a bank's approval. This makes it faster and more borderless, but you handle everything yourself.
• Availability and speed: Banks have hours, holidays, and borders and international transfers can be slow and expensive. Crypto networks run 24/7, so you can access or send funds anytime, anywhere over the internet. Keep in mind that during high traffic, transactions can slow down or cost more in fees.
• Fees and costs: Bank fees are usually fixed or percentage-based. Crypto fees (called "gas" on some networks) depend on network congestion and can vary.
• Privacy vs. transparency: Bank accounts are private but monitored by the bank and regulators. Crypto wallets can offer more anonymity (no need for ID in some cases), but all transactions are publicly visible on the blockchain. Anyone can see wallet activity, though not necessarily who owns the wallet.
• Value fluctuations: Dollars in a bank are stable (thanks to government backing). Crypto prices can fluctuate due to market hype, news, or supply/demand—your $100 in Bitcoin today might be worth $80 or $120 tomorrow.
• Security risks: Banks insure your deposits (up to certain limits) against theft. Crypto wallets aren't insured if hacked or scammed. Common pitfalls: Phishing sites, fake apps, or forgetting your seed phrase.

What's the difference between custodial and non-custodial wallets?

Rumble wallet is a non-custodial wallet. Here’s what that means.

• In a custodial wallet, a third party holds and manages your private keys for you. Using a custodial wallet is similar to a bank holding your money because you don't have direct access to the keys, and the service handles security and recovery.

• In a non-custodial wallet such as Rumble Wallet (also called a self-custodial wallet), you are the sole owner and controller of your private keys. No one else has access, giving you full independence, like keeping cash in your own safe.

• Non-custodial wallets give you the responsibility for your funds. You'll need to securely store your seed phrase. If you lose your seed phrase, you risk losing your funds. This means no one else can freeze or seize your assets without your permission.

• Non-custodial wallets are generally more secure for long-term holding because only you have the keys, reducing third-party risks, and offer more privacy and freedom because you can send/receive crypto without intermediaries.

Are there any fees when I use Rumble Wallet?

Yes, there are fees that are used to cover the cost of sending and receiving, swapping, and bridging funds. You’ll see a preview of fees before you complete your transactions in Rumble Wallet.

How do cryptocurrency transfers, settlements, and fees work?

Unlike traditional banking, where a central authority (such as a bank) handles everything, crypto operates peer-to-peer, making it faster and more global but also more hands-on.

A transfer is simply sending or receiving crypto from one wallet address to another. You initiate it by tipping or (for external wallet recipients) entering the recipient's public address (a long string of characters or QR code) and sending. When you send using Rumble Wallet, you are actually attaching a digital signature based on your seed phrase to electronically “sign” the transaction, ensuring that you are the actual originator. It's like emailing money using a highly secure network.

Once signed, the transaction is broadcast to the network, where nodes (computers) validate it. This validation process replaces the role of the bank, where instead of a central authority (bank), computers run by individuals on the network serve as the decentralized authority. Network validators are rewarded with network fees and in some cases cryptocurrency (such as when “mining” for Bitcoin) for validating transactions. Validation ensures that you can’t spend funds you don’t have and records final transactions to the ledger.

Assets that work on multiple chains (such as Tether) require matching networks to avoid loss. Transfers are irreversible once sent, so double-check addresses.

Transfer speed is typically seconds to minutes, running 24/7 without holidays. Contrast with banks where wire transfers can take 1-5 business days and require intermediaries.

Settlement is when a transfer is confirmed and finalized on the blockchain's public ledger, making it official and immutable (unchangeable).

Settlement time varies by network. Bitcoin may take 10-60 minutes; faster chains settle in seconds. Layer 2 solutions (e.g., Lightning for Bitcoin) enable near-instant off-chain settlements for Bitcoin.

Banks settle via systems like ACH (1-3 days) or SWIFT (international, 1-5 days), often with holds. Crypto settlements are faster but riskier without fraud protection.

Fees are costs paid to the network for processing your transaction (including swaps), incentivizing validators. They're not based on the amount sent (unlike some bank wires) but on data size and priority.

Fees can depend on network traffic (e.g., high during market rallies), chain efficiency, and gas prices. There are no fees for receiving.

Which networks should I use?

For tipping, you can use the default network in almost all cases.

When sending funds, you’ll need to make sure the network from which you are sending matches the receiving network.

Otherwise, you can optionally select the network to use. In the case of Bitcoin, using Lightning or Segwit is typically faster and less expensive than using Bitcoin main. Each network in your wallet has different properties, such as the type of cryptocurrency that can be transferred, fees, and the speed of settlements.

Cryptocurrency	Network	Description
Bitcoin (BTC)	Lightning Network, Layer 2	A faster and less expensive method to send and receive Bitcoin, using a protocol that runs on the Bitcoin blockchain. Bitcoin transactions conducted via Spark are near-instant and have no fees when transferred between Spark users.
Tether (USDT)	Ethereum, Layer 1	Ethereum is one of the oldest and most secure, and most popular blockchains. USDT started on Ethereum (as an ERC-20 token), so it's widely supported in wallets and exchanges, but also tends to have higher transaction fees (gas) during busy times and slower transaction speeds.
Tether (USDT)	Polygon, Layer 2 on Ethereum	Polygon is a "Layer 2" solution built on top of Ethereum, using Ethereum's security but handling transactions off the main chain for efficiency. USDT is Polygon-native and includes lower fees and faster transactions.
Tether (USDT)	Arbitrum, Layer 2 on Ethereum	Similar to Polygon, Arbitrum is Layer 2 on Ethereum. USDT is issued natively on Arbitrum with lower fees and fast confirmations.
Tether Gold (XAUT)	Ethereum	Strong security but higher gas fees make it less ideal for microtransactions
Tether Gold (XAUT)	TON	Extremely low fees, good for borderless gold transfers.

What is a blockchain “network” or “chain”?

A network (chain) is the underlying system that processes transactions for a cryptocurrency. Some assets (like USDT) exist on multiple networks. You must choose the same network as the other party to send/receive correctly.

What’s the difference between Layer 1 and Layer 2?

• Layer 1 (L1): The base chain (e.g., Bitcoin, Ethereum, TRON, TON). Highly secure; may have higher fees or slower confirmations.
• Layer 2 (L2): Built on top of an L1 (e.g., Lightning, Polygon, Arbitrum). Faster and cheaper by handling activity off-chain and settling back to L1.

How do I pick the right network?

• Tipping on Rumble: Use the default suggested by the app.
• Sending externally: Match the receiver’s network exactly (shown in their wallet address/QR).
• USDT: Prefer low-fee L2s (e.g., Polygon, Arbitrum) or low-fee L1s (e.g., TRON, TON) when supported by the recipient.

What happens if I use the wrong network?

Funds may be delayed or lost. Always verify the asset and network before sending. If unsure, ask the recipient which network they support.

Why do addresses look different across networks?

Address formats vary (e.g., Bitcoin vs Ethereum/Polygon vs TRON). This is normal. Use QR codes or copy/paste carefully and confirm the network matches.

Do QR codes include the network?

Often yes—the app helps pre-fill the asset/network. Still confirm the displayed network matches the recipient’s expected network before sending.

What are “confirmations” and why do they matter?

Confirmations are how many blocks have included your transaction. More confirmations = higher finality. Bitcoin may take minutes; many L2s and other L1s confirm in seconds.

What is “bridging” and when should I use it?

Bridging moves the same asset between networks (e.g., USDT from Ethereum to Polygon). Use Swap/Bridge in the app when you need to send on a different network than where your funds currently are.

Can all crypto types be purchased, swapped, sold, and accepted in all locations?

While cryptocurrency is broadly legal across the US with no federal or state-level bans on owning, buying, selling, or swapping any specific types, access isn't uniform everywhere. States such as New York are more restrictive.

Tether (USDT) is a USD-pegged stablecoin issued by Tether. As of 2025 In New York, it's effectively unavailable due to a 2021 settlement with the NY Attorney General prohibiting Tether from serving NY residents. In states with strict money transmitter laws (e.g., Louisiana, Vermont), options may be limited for swapping and transferring.

Tether Gold (XAUT) is a gold-backed stablecoin (tokenized gold) issued by Tether, with over 7.66 tons of physical gold reserves as of 2025. Redemptions for physical gold are possible through Tether but restricted for US persons.

Bitcoin is classified as a commodity by the CFTC and is the most widely accepted crypto in the US, with no federal or state bans on owning, trading, or using it.