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Tether US (USAT) Guide

Tether US (USAT) is a US-regulated stablecoin pegged to the US Dollar, designed specifically for the American market. Fully compliant with the GENIUS Act, USAT is backed 1:1 by US dollar cash and short-term Treasury securities. This guide covers using USAT with Rumble Wallet.

Looking for Tether Global (USDT)?

USAT is Tether's US-regulated stablecoin, separate from the global Tether Global (USDT). Both are pegged to the US Dollar, but USAT is issued through Anchorage Digital Bank with reserves managed by Cantor Fitzgerald, and includes daily reserve proofs and monthly independent audits. See USAT vs USDT below for a full comparison.

How to buy USAT (Tether US)

Before you start

If you haven't already onboarded with MoonPay, read Buy and Sell Crypto for an overview of setting up your MoonPay account.

Using your Rumble Wallet app:

  1. Open the app to display the main screen.
  2. Tap the Tether USAT Holdings button beneath your Total Wallet Balance.
  3. Tap the Buy button.
  • You can also start a purchase by tapping the Buy button at the bottom of the app screen:
  • Tap USAT as the currency you want to buy.
  1. Enter the amount of USAT to purchase using USD or your local fiat currency. Funds will be deposited to your main account wallet.
  2. The wallet app uses Ethereum as the default network. You'll see the amount of USAT you'll receive based on the going market rates and fees (rates refresh frequently).
  3. Sign-in to MoonPay and verify with verification code.
  4. Select your preferred payment method.
  5. Tap the payment button to purchase.
  6. Wallet displays a status for your transaction, showing approximate arrival time, a transaction ID, the amount paid, and the estimated fee applied. You'll also see the receiving address and the final amount you'll receive.
  7. You'll receive a notification once your transaction completes.

How to sell USAT (Tether US)

Before you start

If you haven't already onboarded with MoonPay, read Buy and Sell Crypto for an overview of setting up your MoonPay account.

Using your Rumble Wallet app:

  1. Open the app to display the main screen.
  2. Tap the Tether USAT Holdings button beneath your Total Wallet Balance.
  3. Tap the Cashout button.
  • You can also tap the Cash Out button at the bottom of the app screen to start a sale:
  • Select the source (main account wallet or Tip Jars) from which funds will be withdrawn.
  • Select USAT as the currency you want to cash out.
  • Select the wallet address with funds to cash out.
  1. Enter the amount of USAT to sell. You can tap Use Max to sell all funds.
  2. The wallet app uses Ethereum as the default network.
  3. You'll see the amount of USD or chosen fiat currency you'll receive based on the going market rates and fees (rates refresh frequently). Minimum and maximum cashout amounts may apply per transaction.
  4. Sign-in to MoonPay and verify with verification code.
  5. Select your preferred withdrawal method.
  6. Tap the Confirm button to sell.
  7. You'll see a summary of the transaction. Tap Cash Out to complete the sale.
  8. You'll see a success message and funds will be deposited (settlement times vary depending on method).

See also

What is Tether US (USAT)?

Tether US (USAT) is a cryptocurrency stablecoin that maintains a 1:1 peg with the US Dollar. Launched by Tether in January 2026, USAT is specifically designed for the US market and is fully compliant with the GENIUS Act. Each USAT token is backed by US dollar cash and short-term Treasury securities, with reserves managed by Cantor Fitzgerald and custodied by Anchorage Digital Bank. USAT includes daily reserve proofs and monthly independent audits, making it ideal for US-based users who want a regulated, transparent stablecoin.

Key features

US regulatory compliance

  • Fully compliant with the GENIUS Act (passed July 2025)
  • Issued through Anchorage Digital Bank, a federally chartered digital asset bank
  • Reserves managed by Cantor Fitzgerald
  • Designed specifically for the US market

Price stability

  • Maintains a stable value around $1 USD
  • Backed 1:1 by US dollar cash and short-term Treasury securities
  • Reduces volatility compared to other cryptocurrencies
  • Ideal for everyday transactions and storing value

Transparency and auditing

  • Daily reserve proofs published for public verification
  • Monthly independent audits
  • No yield features (ensuring regulatory clarity)
  • Transparent reserve composition

Fast transactions

  • Quick settlement times on the Ethereum network
  • Lower fees than traditional banking
  • Global accessibility 24/7

Advantages of USAT

Regulatory confidence

  • US-regulated stablecoin with clear legal standing
  • Bank-issued through a federally chartered institution
  • Ideal for users who prioritize regulatory compliance

Stability

  • Price remains stable around $1 USD
  • Perfect for budgeting and planning
  • Reduces cryptocurrency volatility risk

Accessibility

  • Easy on-ramp to cryptocurrency
  • Familiar dollar-based pricing
  • Available through MoonPay in Rumble Wallet

Efficiency

  • Faster than traditional wire transfers
  • Lower fees than bank transfers
  • Available 24/7 worldwide

Getting USAT

Buy with Rumble Wallet and MoonPay

Purchase USAT directly in your Rumble Wallet:

  • Credit/debit card purchases
  • Bank transfers
  • Competitive rates and fees

Receive from others

  • Get USAT tips from fans
  • Receive payments for goods or services
  • Transfer from other wallets or exchanges

USAT vs other options

USAT vs USDT

  • USAT: US-regulated, bank-issued, Ethereum network only, daily reserve proofs, monthly audits, designed for the US market
  • USDT: Global stablecoin, available on multiple networks (Ethereum, Polygon, Arbitrum, TON), largest market cap, most widely accepted worldwide

USAT vs Bitcoin

  • USAT: Stable value, predictable amounts, US-regulated
  • Bitcoin: Potential appreciation, more volatile

USAT vs traditional banking

  • USAT: 24/7 availability, global access, lower fees, blockchain transparency
  • Banking: Regulated, insured, familiar interface

Transaction confirmation

  • USAT transactions are processed on the Ethereum network
  • Confirmation times and fees depend on Ethereum network congestion and priority

Best practices

For creators

  • Accept USAT tips for stable, regulated income
  • Convert to local currency when needed
  • Track earnings easily with stable pricing

For supporters

  • Tip predictable amounts to creators
  • Budget effectively with stable values
  • Support creators without volatility concerns

Troubleshooting

Common issues

  • High fees: Ethereum network fees (gas) can vary based on congestion; consider timing your transactions during lower-traffic periods
  • Delayed confirmation: Check Ethereum network congestion status
  • Wrong network: USAT is only available on Ethereum; ensure sender and recipient both use Ethereum

Additional resources